JetBlue Plus Card Review

Who is the JetBlue Plus Card for?

The JetBlue Plus card is ideal for people who want a high travel rewards card with many other added benefits. You can earn 6x points on eligible JetBlue purchases and 2x points at restaurants and grocery stores. Additionally, you earn 1x points on all other purchases so you are always earning some rewards on your purchases. If someone wants to optimize their rewards while traveling then this card could be best for you. 

Not only do you have your general travel rewards, but also you can earn 40,000 bonus points after spending $1,000 on purchases in the first 90 days and paying the annual fee. You can start accruing points and saving on purchases right when you open up your account. With a relatively low threshold, it can be easy for people who use this card for everyday purchases to get bonus rewards. The rewards are also easy to redeem, never expire and you can get bonus points every year.

Cardholders can also get security and travel benefits that can make traveling not only cheaper but also an overall better experience. With the high rewards rate on this card, it is much easier to save money on flights and rack up points on everyday purchases. Especially for people who use JetBlue frequently, this could be the card for you. 

Signup Bonus

This card offers a generous signup bonus for all cardholders. You can earn 40,000 bonus points after spending $1,000 on purchases in the first 90 days and paying the annual fee. You have to make sure that the purchases that you are making count towards the $1,000 total. Most normal purchases qualify for the $1,000, so if you use the card on everyday purchases you will get to the threshold quickly. You can start earning rewards right when you get the card and add the bonus on top of that for the most savings. Ideal for people planning vacations or other travel-related purchases.

Rewards

Cardholders can earn 6x points on eligible JetBlue purchases. In terms of rewards rates, this is quite high and can be useful to people trying to max out their rewards and get the cheapest flights possible. On top of that, you can receive 2x points at restaurants and grocery stores, and 1x points on all other purchases. You can earn rewards points on almost all purchases which makes it easy to get lots of points quickly. However, you have to make sure that you are spending your money on places that can earn you double points to maximize the reward points you receive. You can only get 2x points on stand-alone restaurants and fast food services. Also, ware-house type stores such as Target, Walmart, and Costco do not count as grocery stores. This is important to consider when doing your shopping or trying to earn points. 

You can also get an annual $100 statement credit after purchasing a JetBlue Vacations package of $100 or more with your JetBlue Plus Card. This is perfect for people that are trying to save as much money on vacations as possible. Another interesting benefit is that every year after your account anniversary you earn 5,000 bonus points. With this card, you can always have rewards and savings coming in. This card maximizes your savings in all purchases and aspects of travel. 

Furthermore, you can earn unlimited points and the process to redeem them is easy. Also, the points never expire making this rewards system user-friendly. Other rewards systems can be complicated but this system helps the cardholder earn as many points as possible. 

Benefits

The JetBlue Plus card comes with many benefits. The first being that the first checked bag is free. This applies to you and up to 3 companions on the same reservation when you use your JetBlue Plus Card to purchase tickets. This can help your travel experience be cheaper and also more comfortable by being able to check your bag in. Traveling with a lot of luggage can be a hassle, so JetBlue makes sure that you can reduce some of your baggage and make your travel experience as comfortable as possible. Also, there are no blackout dates on JetBlue-operated flights meaning you can redeem your points for flights all year round. 

There is also a unique feature that can come with the JetBlue card called Mosaic benefits. After spending $50,000 or more on purchases each calendar year with your card then you can start experiencing these benefits. Mosaic is JetBlue’s highest tier of loyalty, offers additional points, benefits, and perks. These include no change/cancel fees for you and eligible travel companies. You can get your first 2 checked bags free for you and others. You can get reduced rates on better airplane seats, get to your gate faster, early boarding, and complimentary beverages onboard your flight. This is only possible if you reach $50,000 in a year so it is important to consider if you spend that much in a calendar year. 

Cardmembers can also qualify for a 50% savings on eligible inflight food and drink purchases. The inflight purchase of alcoholic beverages and meals on JetBlue flights will be 50%, ensuring a comfortable flight. Also, you will receive 10% of your points back as a bonus after you redeem your points towards a flight. With the rewards system and benefits that JetBlue provides you are always earning points to make your vacations and travels cheaper. 

Jet Blue also provides $0 fraud liability means that you're not liable for any unauthorized charges you report to us promptly. This is an excellent feature that ensures your card information is safe from fraudulent charges that may come to your bank account. This card also comes with chip technology which provides you a faster way of checking out at any chip pay point. 

Rates and Fees

The APR for purchases ranges from 15.99%, 19.99%, or 24.99% (variable) based upon your creditworthiness. For balance transfers, there is a 0% introductory APR for the first 45 days of opening your account. If you need to transfer credit card balances from other cards onto this one make sure you plan it accordingly so you don't pay any unnecessary interest on these transfers. After the intro period, the balance transfer APR also becomes 15.99%, 19.99%, or 24.99%. The APR for cash advances is 24.24% so you must be paying attention to the interest you are paying. 

This card also comes with a balance transfer fee of 3% with a $5 minimum. The cash advance fee is 5% with a $10 minimum. There are late and returned payment fees of up to $39 so you mustn't forget to make a payment or bounce a payment. You want to end up paying as little as possible in fees. There is also an annual fee of $99 so you must know that you will get enough value out of the card before you buy it. 

A major benefit to this card is that there is no foreign transaction fee. This makes it perfect for people who want to earn rewards during vacation without having anything come from their pockets. There is also no penalty APR so your rate should not go up based upon a missed payment. 

JetBlue VS JetBlue Plus

Conclusion

The JetBlue Plus Card is a good travel rewards card for people who are looking to try and get the most out rewards out of their vacation or travel. You can get 6x points on eligible JetBlue purchases while also getting 2x points at restaurants and grocery stores. On top of that, you get 1x points on all other purchases. This card also comes with many benefits to make your travel experience more comfortable. For the people who can get the Mosaic benefits, this card provides even more accommodations to make the most of your travel experience. This card does have an annual fee so it is important to understand how this card can help you first before you purchase it. Overall, this card is great for people looking to earn rewards not only in their daily life but also in their JetBlue purchases.

You can apply for the JetBlue Plus Card online here.