Best Credit Cards of May 2025 for Good Credit

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SoFi Credit Card

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Rates & Fees

Rewards Rate

Earn up to 3% cash back rewards for a year, earn unlimited 2% cash back rewards thereafter

Welcome Offer

Earn up to $200 when you fund an Invest account as well as a Checking and Savings account after getting approved for the SoFi Credit Card (See Terms)

Other Perks

Access World Elite Mastercard^® perks such as cell phone insurance coverage up to $1,000 and monthly Lyft credit

Expand Card Details

Offer Details

Earn up to $200 when you fund an Invest account as well as a Checking and Savings account after getting approved for the SoFi Credit Card (See Terms).
Earn 3% cash back rewards for a year when you set up direct deposit with SoFi. After that, earn 2%* unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi. Plus, redeem points toward crypto.
When you make 12 on-time payments, we’ll lower your APR by 1%.
No annual fee.
No foreign transaction fees.
Cell phone protection (insurance coverage up to $1,000)**.
Mastercard ID Theft Protection^™**.
$10 Lyft credit when you take 5 rides per month**.
**Cell Phone Insurance Protection, Mastercard ID Theft Protection^™‎, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard^® Benefits portal. Please see your guide to benefits for details or call 1-800-MASTERCARD.
APPLY NOW for the SoFi Credit Card