Are Venture and VentureOne cards different?

The Capital One Venture Card and Capital One VentureOne Card are both very popular options for those who travel frequently. Both offer a flat-rate rewards program, and VentureOne earns unlimited 1.25X miles per dollar while the Venture card earns 2X miles per dollar on all purchases, making them a solid choice for those who rather use one card for every purchase. 

While both cards also offer miles that never expire, $250,000 travel insurance, and 5X miles on hotel and rental cars booked through Capital One travel, they differ in the number of miles earned per dollar spent and their annual fee. 

Key Differences

Annual Fee

The Capital One Venture’s annual fee is $0 for the intro year and the $95 thereafter, but the Capital One VentureOne credit card’s annual fee is $0 throughout the life of your account. Though you might prefer VentureOne due to its lower annual fee, keep in mind that the Capital One Venture’s rewards rate makes it easier to make up for the fee. If you spend more than $12,666.70 a year, the Capital One Venture card allows you to earn more points, allowing you to pay off the fee.

Sign Up Bonus 

The sign-up bonus offered by Venture is larger than VentureOne’s. If you open the Venture Rewards card, you earn 50,000 bonus miles once you spend $3,000 on purchases within the first three months. On the other hand, if you open The VentureOne Rewards card, you earn 20,000 bonus miles once you spend $1,000 on purchases within the first three months from account opening. 

APR

The Capital One VentureOne card offers 0% intro APR on purchases for 12 months, followed by 14.49% - 24.49% variable APR, while The Capital One Venture card offers 17.24% - 24.49% variable APR. Therefore, if you are looking to finance large purchases in a longer period of time, The Capital One VentureOne card gives you more time to pay off.

Conclusion

The Capital One Venture card and Capital One VentureOne care are perfect for you if you are looking for a card that rewards traveling. Not only do they offer miles that never expire, but also $250,000 travel accident insurance and redeeming miles for travel expenses. For those, who spend more than $12,666.70 a year, the Capital One Venture is for you. If you expect to spend less, the Capital One VentureOne is a better option.