BestCreditCard Home
BestCreditCard Home
BBB
Only BestCreditCard Finds the Best Card
Based on How You Spend.

Is the Discover It Chrome only for students?

A quick summary of which Discover card is best for students
Raghav
Raghav Rasal

June 4, 2020

See Best Credit Cards by Category:
All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

This Offer Is Not Available

This offer is not currently available on BestCreditCard. Please take a look at similar offers!

While Discover’s Chrome card is not exclusive only to students, Discover does have a different card targeted specifically for students, called the Discover It Student Chrome card. As a student, you may be wondering which card may be most suitable for your financial needs - let’s explore this through a comparison of both the cards.

Comparing the Discover it Chrome and the Discover it Student Chrome card 

Feature 

Discover it Chrome

Discover it Student Chrome

Introductory APR

0% for 14 months 

0% for 6 months 

Balance Transfer Fee

0% for 14 months 

10.99% intro for 6 months

Annual Fee 

$0

$0

 

As you can see from the table above, the Discover It Student Chrome card has a much shorter Introductory period as well as a higher balance transfer fee than the standard Chrome card. This is because the Student Chrome card is built specifically for those who are entering college are in high school and want to get a headstart in building their credit score. 

Which Discover card should you choose?

In essence, students who are working toward building a credit score during high school or college should opt for the Student Chrome card. This is because this card awards a $20 credit for attaining a GPA of 3.0 or higher for up to 5 years, and therefore is a great incentive for students to strive for the best grades possible. However, this card is definitely not suitable for someone with bad spending habits, as the primary use of this card should be to make small purchases and pay them back as quickly as possible. 

If your financial behavior and consumption pattern don’t match with the description above, you are most likely suited for the standard Chrome card. This card is best suited for those who regularly dine outside and own vehicles that frequently require gas refills. Furthermore, if you are looking for a high spending limit, then the standard Chrome card is a much better pick than the Student Chrome card. With the ability to earn rewards and cash back on purchases, the Discover It Chrome card is best for young people who are just about to enter the workforce. 

 

featured stars
Featured Offers:

Discover it® chrome

Discover it® chrome

Discover it® Student chrome

Discover it® Student chrome

Serious Security

We encrypt data you share with us to ensure your experience is both easy and safe.

100% Free

BestCreditCard is completely free. Making the right financial decision shouldn’t cost you.
General Disclaimer
The card offers that appear on this site are from companies from which BestCreditCard receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). BestCreditCard does not include all card companies or all card offers available in the marketplace.
Editorial Disclaimer
All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Approval Odds
BestCreditCard calculates your approval odds by comparing your credit profile to other BestCreditCard members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Credit card issuers use a variety of different types of credit scores and criteria to make credit decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.