INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
Earn rewards while building your credit history that can help you after graduation. And, get your free Credit Scorecard that includes your FICO® Credit Score and important details that help make up your score.
No annual fee. No late fee on first late payment. No APR change for paying late.
Refer-a-Friend: Once you become a Discover it® Student cardmember, you can earn a statement credit each time you refer a friend and they’re approved. Over half a million students got Discover Cards from their friends' recommendations.
Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Discover is accepted nationwide by 99% of the places that take credit cards.
0% intro APR on purchases for 6 months, then the standard variable purchase APR of 12.99% - 21.99% applies.
May 15, 2020
Who is the Discover it Student Chrome card for?
The Discover it Student Chrome card is a good choice for everyday life purchases. This card offers 2% cash back at gas stations and restaurants with a maximum of $1,000 in combined purchases each quarter and 1% cashback on all other purchases. Moreover, this card will give an unlimited dollar-for-dollar match of all the cash back you've earned at the end of the first year. For example, if you spent $5,000 at gas stations or restaurants and another $5,000 for other purchases, you will get $150 cashback and $150 bonus cashback for the first year. Also, notice that both of the cashback and bonuses at the end of the first year are unlimited, so you can earn cash back for any amount of purchases you make.
Furthermore, This card has no annual fee and doesn’t need a good credit score to apply. Therefore, the Discover it Student Chrome card is an ideal choice for people who don’t have a credit history, such as college students. With low monthly expenses, students can build their credit history and earn rewards at the same time using this card.
As mentioned early, the Discover it Student Chrome card has a special signup bonus. This card matches all the cash back you earned at the end of the first year with no minimum spending requirement and maximum ceiling. Therefore, it’s a good choice for students to apply for this card and use it to purchase all their daily necessities, school supplies and furniture for their dorm in the first year to earn more rewards. You can redeem the money for this signup bonus the same way as you redeem the cash back you earned.
The Discover it Student Chrome card is a card designed for college students. If you are a student who lives far from campus, this card is definitely a good choice. This card will give you 2% cashback on gas money for a car and on meals in restaurants. Notice that the calendar quarters start on the first day of January, April, July, and October, so plan your purchases accordingly. Furthermore, you can earn 1% cashback on all other purchases.
If you are a college student and have a year GPA of 3.0 or higher, that’s even better. In addition to the cashback, you can also get $20 reward each school year for up to five years.
In addition, you have more freedom on the usage of the cashback. You can redeem your rewards for cash in any amount at any time through the Discover app. Moreover, your cashback never expires, so you can use the reward cash however you want. You can also spend your rewards instantly at Amazon.
From the first day of the account opening, the intro purchase APR will be 0% for the first 6 months. After the intro APR for purchases expires, the APR will increase to 12.99% - 21.99%. This APR will vary with the market based on the Prime Rate. Be aware here that the card’s new-purchase benefits period is a little bit shorter than the market average benefits period, so make your plan for expensive purchases accordingly.
Additionally, Intro APR for Balance Transfers is 10.99% for the first 6 months from the date of first transfer. After the intro APR expires, your APR will increase to 12.99% - 21.99% based on your creditworthiness.
For the Discover it Student Chrome card, there is no penalty APR, so paying late will not affect your APR. Also notice that there is no late fee on your first late payment, so if you forget to make the payment, it’s fine, but after the first time, the late fee will be up to $40. For a college student who just had the first credit card as well as other first-time credit card users, these benefits will help the student adapt to the use of credit cards.
Last but not least, there is no foreign transaction fee for this card. Therefore, international students can use this card in countries other than the U.S. without additional fees. However, please be cautious that the Discover cards are not widely accepted outside the U.S.
Services and Protections
Using the Discover it Student Chrome card is secure. For students who mainly focus on school work and are not familiar with credit cards, the protections provided by Discover is very helpful. There will be free alerts if your Social Security number is found on Dark Web sites, if any new credit card, mortgage, car loan or other account shows up on your credit report, or if anyone pulls your credit to prevent fraud actions. You don’t need to be worried about unauthorized purchases on your credit card because you won’t be responsible for them. If your card got stolen, you can freeze your account easily from either your phone or laptop. Moreover, Discover offers free overnight shipping for card replacement. You can get your new card very soon.
If you have any questions about the services provided by Discover, want to report stolen for your card, or get confused with the rewards related to the Discover it Student Chrome card, you can always call customer service, which is available 24/7.
In addition, if you want to know more about your credit score information, a free Credit Scorecard with your FICO Credit Score is available on both the Discover mobile app & website.
No Annual Fee
Another reason that the Discover it Student Chrome card is a great choice for first-time credit card users like students is that there is no annual fee. Therefore, all the rewards and benefits you get from this card are for free.
The Discover it Student Chrome card is ideal for new credit card users, especially college students. The card provides users a solid rewards rate in popular categories, a good grade reward for college students, a secure environment, a convenient way to check credit score, and guidance to build a credit history. There is no annual fee, no foreign transaction fee, and no penalty APR for late payment. With all the features above, this is a great choice for any college students.