Wyndham Rewards Visa - No Fee Card Review

Who is the Wyndham Rewards Visa - No Fee Card for?

This card is a fantastic offering for customers who frequently enjoy staying at Wyndham retreats. With 0% introductory APR on purchases for 6 months, a $0 annual fee, and 0% on foreign transactions, this card brings the perfect combination for those looking to go on their next Wyndhyam getaway.

If you're a moderate Wyndham customer, you can gain an impressive amount of points fairly quickly through your stays at eligible Wyndham locations. With those points, you can enjoy reward nights, gifts, activities, shopping, and much more.

The complimentary Gold Level membership status that this card offers, allows the cardholder greatly enhanced stays at Wyndham Resorts and Hotels. For even more perks at stays during your time at Wyndham, prospective cardholders may want to consider the Wyndham Rewards - Fee Card.

Sign-Up Bonus

Cardholders can earn 15,000 Wyndham Rewards Points upon the first use of the card through either a purchase or balance transfer. Unlike other cards that require a certain amount of purchases for the welcome bonus, this card allows any transaction amount to be valid for the sign-up bonus. This a really great advantage for those that are on a tight budget and would enjoy the free points to purchase merchandise, tours, and free nights at Wyndham Resorts. Starting as little as 7,500 points can get you a free night at selected Wyndham locations. With over 9,000 Wyndham hotels and resorts worldwide in connection with 20 brands, there are many locations to choose from. 

Reward Rates

Cardholders will earn three points per dollar spent on eligible purchases made on Wyndham Vacation Rental North America properties, Wyndham hotels, Club Wyndham, WorldMark by Wyndham, and Shell Vacations Club properties. If you're already a Wyndham customer, you won't have a problem earning points by going about your typical travels. If however, you don't visit Wyndham hotels regularly, the point earning process will be a bit slower compared to other credit cards.

You will earn two points per dollar spent on eligible utility, gas, and grocery stores and one point per dollar spent on all other purchases. This means that even when you're not spending on Wyndham, you can be earning points without any effort as you shop for your day to day necessities. Reward points earned on this card have no cap on how many points you can earn, as long as your account is active and in good standing.

With this card being oriented towards better enhancing the Wyndham experience, points can mainly be used to gain discounted stays and free nights at Wyndham Hotels and Resorts. Other redemption prizes are possible such as purchasing items, discounts on gas, local tours, activities, and gift cards, but are not as extensive as would be in a pure rewards card.

Benefits and Credits

A cardholder of the Wyndham Rewards-No Fee Card will receive Gold Level in their Wyndham Rewards Program membership. It takes 2-8 weeks after account opening for the Gold Level to be applied to the primary cardmember’s Wyndham Rewards Program membership. Gold Level status is valid for as long as the account is open and in good standing. With Gold Level, you can enjoy late checkout, preferred room choice, dedicated members services, and all of the benefits of the Blue Level membership status. Without the complimentary Gold Level being given through this card, Gold Level would only be possible by staying a total of 5 qualifying nights at Wyndham Resorts.

With no foreign transaction fee chipping into your wallet, this card is perfect for those looking to make this their go-to card. With a 0% transaction fee for U.S dollar conversions, this card enables the user to enjoy a smooth traveling experience abroad.

For new cardholders, having no introductory APR on balance transfers for 15 months, no APR on purchases for 6 months, and fraud protection, enables them to easily manage their credit card. The zero fraud liability protection offered by this card empowers cardmembers to be worry-free of charges they didn’t authorize. Furthermore, the 0% introductory APR on balance transfers allows holders flexibility in making transactions. Lastly, the no APR on purchases for 6 months allows for those on a tight budget some leeway when making spending choices. 

Conclusion:

This card is a pretty good choice if your a Wyndham properties loyalist but don't go there very often. For those that do, however, the Wyndham Rewards - Fee Card may be a better option as it offers a wider range of incentives for the Wyndham Hotels and Resorts enthusiast. The Wyndham Resorts - No Fee Card is great for those looking to make their few visits a year as pleasurable as possible. Cardholders should aim to use this card for its benefits at Wyndham, such as Gold Level and extra bonus points but not take this card solely for its rewards rates as other cards can better facilitate that purpose. Further, if you’re looking to take advantage of the introductory 0% APR on purchases and balance transfers, this card might not be the best option as other credit cards can better serve that objective along with providing more relevant rewards and bonuses. In all, there’s nothing to lose with this card as it can make your stays at Wyndham properties as efficient as can be at the $0 annual fee.