0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension for 3 months with on-time minimum payments during the intro period. 15.99% to 27.99% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5.
$0 Annual Fee
Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
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September 12, 2022
If you're searching for a credit card with an extensive intro APR period, the Wells Fargo Reflect® Card just might be the offer for you.
This card features an exceptional introductory period of 0% APR for up to 21 months from account opening on both purchases and qualifying balance transfers made within 120 days.
To secure the full 21-month introductory period you will need to ensure on-time payments. The card originally comes with 0% intro APR for 18 months from account opening on purchases and balance transfers, but you can qualify for an Intro APR extension of up to 3 additional months with timely minimum payments during the intro and extension period. This card has a 15.99% - 27.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5. When you factor in the extension period, this card is clearly one of the strongest in its class for financing large purchases or consolidating debt.
The fact that this credit card comes with a $0 annual fee makes it all the more compelling. To top it all off, there is the added perk of up to $600 of cell phone protection when you pay your monthly phone bill using this card (subject to a $25 deductible).
Whether you are looking to finance a purchase or pay down your debt, this card gives you almost two years to take advantage of no interest.