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Wells Fargo Active Cash® Card
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On Wells Fargo's secure site
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Welcome Offer
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
0% Intro APR
0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR
Card Network
Annual Fee
$0
Credit Score Needed
Excellent, Good
Offer Details
  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

  • Earn unlimited 2% cash rewards on purchases

  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5

  • $0 annual fee

  • No categories to track or remember and cash rewards don't expire as long as your account remains open

  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge

  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card

  • Select “Apply Now” to learn more about the product features, terms and conditions

Rated Best for:
All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

Wells Fargo Active Cash® Card Review

May 26, 2022

The Wells Fargo Active Cash® Card is one of the strongest rewards credit cards in the market today. Cardholders earn unlimited 2% cash rewards on purchases without having to pay an annual fee. The solid rewards rate comes without category spend requirements or maximums which has built a strong foundation of trust for this offer. An additional benefit to consider is not having to optimize your spend in order to get great rewards.

The card also features an attractive welcome offer. Cardholders earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. 

The Wells Fargo Active Cash® Card also comes with a very competitive intro APR. New cardholders can reap the benefits of 0% intro APR for 15 months from account opening on both purchases as well as balance transfers. Once the intro period ends, a regular 16.49%, 21.49%, or 26.49% variable APR will apply. This card is a serious contender for your top of wallet spending.

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All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Approval Odds
BestCreditCard calculates your approval odds by comparing your credit profile to other BestCreditCard members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Credit card issuers use a variety of different types of credit scores and criteria to make credit decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.