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U.S. Bank Altitude® Go Visa Signature® Card
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On U.S. Bank's secure site
Rewards Rate
4X points on dining, takeout, and restaurant delivery, 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations, 1X point on all other eligible purchases.
Welcome Offer
Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
0% Intro APR
0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 17.24% - 26.24% (Variable).
Card Network
Annual Fee
$0
Credit Score Needed
Excellent
Offer Details
  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.

  • 4X points on dining, takeout, and restaurant delivery.

  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!

  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations

  • 1X point on all other eligible purchases.

  • 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 17.24% - 26.24%.

  • No Annual Fee

  • Points never expire

  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay Plan.

  • Terms and conditions apply.

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All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

U.S. Bank Altitude® Go Visa Signature® Card Review

June 2, 2022

Who is the U.S. Bank Altitude® Go Visa Signature® Card for?

The U.S. Bank Altitude® Go Visa Signature® Card is the least expensive option from U.S. Bank's Altitude brand of credit cards yett it still offers a generous rewards program at no annual fee. With this card, you will earn 4x points on dining, takeout and restaurant delivery, 2x points at grocery stores, gas stations, EV charging stations and on streaming services such as Spotify® and Netflix, and 1x points on all other eligible purchases.

Accompanying these rewards are a few other perks and benefits, which really make card stand out. This card has no foreign transaction fee, making it a feasible option whenever you are traveling internationally. It also offers an annual credit for streaming services along with the easily redeemable points that never expire. This card makes sense for people looking to earn solid rewards on everyday purchases at no added cost. We recommend this card to people with a good credit score looking for an everyday-use credit card.

Early Bonus

Signing up for the U.S. Bank Altitude Go Visa Signature card opens the door to earn a sizeable welcome bonus - you will receive 20,000 bonus points for spending $1000 on eligible purchases within 90 days of account opening. This is a $200 value redeemable in cash back, travel, gift cards, merchandise, and more. Savvy cardholders will finance a large purchase early on just to hit this threshold and earn the bonus points.

Rewards

Despite not having an annual fee like many rewards cards, the U.S. Bank Go Visa Signature card still offers handsome rewards to its cardholders. You will receive 4x points on takeout, food delivery, and dining. Next, you will receive 2x points on grocery store purchases, grocery delivery, streaming services, and at gas/ EV charging stations. These are staple purchases meaning you will be rewarded for the simplest of things such as filling up your car, listening to your favorite music service, or buying groceries for your family.

Lastly, you will receive 1x points on all other eligible purchases, rewarding you even if you spend outside of the recommended categories. This credit card has a simplistic rewards structure that tries to optimize your experience by giving you points for common purchases.

One added benefit of these points is that they never expire. You do not have to worry about losing your points if you do not redeem them within a certain period of time. Instead, you will be able to save up your points and spend them whenever you like.

Points from U.S. Bank are also very easy to access and redeem. Simply go to U.S. Bank’s online portal, sign in to your account, choose My Rewards, and then finally select Redeem Rewards.

Additional Perks

One of the greatest features of this card is that it offers 0% APR for 12 months on balance transfers and new purchases. This makes it really easy to transfer your debt from one account to another without having to encounter pesky fees. Also, this allows you to finance large purchases without paying interest, which is why we recommend taking advantage of this no-interest period and financing large purchases early.

This card also offers $15 in statement credit annually toward your favorite streaming service. This card already offers 2x points per $1 spent on streaming services, and now it rewards you even more with a free $15 toward the service of your choice. Potential options include Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max, among many others.

The U.S. Bank Altitude Go Visa Signature card also voids a foreign transaction fee, making it a decent choice to use when traveling internationally. Although this card does not offer many travel benefits or rewards, this feature will allow you to spend internationally without worrying about large fees, since people usually spend more money when they are traveling abroad.

U.S. Bank also provides an easy to use mobile banking app, which allows you to bank from anywhere. With the app, you will have the ability to transfer your balances between your accounts, deposit checks, manage and pay bills, and send or receive money.

Finally, if you are ever struggling with your account, there are a variety of ways in which you are able to receive help. First, there are more than 4,700 U.S Bank ATMs and 2,900 branches, so you can easily access your account in-person if you do not like dealing with online features. However, you can also use online or mobile banking to quickly check your account details from anywhere. If you want to speak with a customer service representative, you can call 1-800-USBANKS and speak to a qualified worker at any hour of the day.

No Annual Fee

To top off the rewards system of this card is its lack of an annual fee. Many other comparable rewards cards charge high annual fees to receive this many rewards points in common categories. However, U.S. Bank voids this fee and allows you to use this card for free. Thus, you could be receiving the $15 streaming credit, up to 4x points per dollar spent, and 20,000 bonus points at no annual cost. Although fees are low with this card, beware of late fees, return payment fees, and fees on balance transfers and cash advances, which can add up.

Conclusion

The U.S. Bank Altitude Go Visa Signature card offers generous rewards at very little cost. With no annual fee and no foreign transaction fee, you can use this card at any time, anywhere. The solid rewards structure, the signup bonus, and the other amenities such as the streaming service statement credit will allow you to maximize your rewards on everyday items without having to spend money out of your pocket.

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All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Approval Odds
BestCreditCard calculates your approval odds by comparing your credit profile to other BestCreditCard members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Credit card issuers use a variety of different types of credit scores and criteria to make credit decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.