Unlimited cash back on payments: 3% on Home, Auto, and Health categories and 1% on everything else after you make payments on your purchases
No annual fee
Combine the flexibility of a credit card with the predictability of a personal loan
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability
February 3, 2022
Who is the Upgrade Triple Cash Rewards Visa® for?
The Upgrade Triple Cash Rewards Visa® is a unique credit card that features the low cost and flexibility of a personal loan with the added benefit of a generous cash back rewards system. Cardholders can earn unlimited cash back when paying off their credit card balance - 3% on Home, Auto and Health categories and 1% on everything else.
The main appeal of this card is the fact that such generous cash back rewards programs are typically reserved for the prime credit score segment but this offer from Upgrade is available for anyone with Fair/Good/Excellent credit. Another great perk is that the card has virtually zero fees to worry about - there is no annual fee, monthly maintenance fee, late payment fee, or returned payment fee. The interest rate is very rare in this segment as well - you can qualify for an APR as low as 14.99% depending on multiple factors such as your credit score, credit usage history, requested credit line, etc.