Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
$0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
Combine the flexibility of a credit card with the predictability of a personal loan
No touch payments with contactless technology built in
See if you qualify in minutes without hurting your credit score
Access to a virtual card while you wait for your card to arrive in the mail
Great for large purchases with predictable payments you can budget for
Mobile app to access your account anytime, anywhere
Enjoy peace of mind with $0 Fraud liability
*To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.
February 3, 2022
Who is the Upgrade Triple Cash Rewards Visa® for?
The Upgrade Triple Cash Rewards Visa® is a unique credit card that features the low cost and flexibility of a personal loan with the added benefit of a generous cash back rewards system. Cardholders can earn unlimited cash back when paying off their credit card balance - 3% on Home, Auto and Health categories and 1% on everything else.
The main appeal of this card is the fact that such generous cash back rewards programs are typically reserved for the prime credit score segment but this offer from Upgrade is available for anyone with Fair/Good/Excellent credit. Another great perk is that the card has virtually zero fees to worry about - there is no annual fee, monthly maintenance fee, late payment fee, returned payment fee, or foreign transaction fee. The interest rate is very rare in this segment as well - you can qualify for an APR as low as 14.99% depending on multiple factors such as your credit score, credit usage history, requested credit line, etc.