Radisson Rewards Premier Visa Signature Card Review

Who is the Radisson Rewards Premier Visa Signature Card?

The Radisson Rewards card is for people who regularly travel or stay at Radisson hotels and resorts. This card offers 10x points when you spend at participating Radisson Hotels and 5x points on everything else. This card can be used on your everyday purchases and make it easy to accrue points all the time. If you frequently stay with Radisson the points can rack up even quicker and go towards free nights at participating hotels. 

Included with this rewards program is the large signup bonus that cardholders get. You receive 50,000 bonus points after your first purchase plus 35,000 points once you spend $2,500 on your card within the first 90 days. With just one purchase you can already put your points towards a free stay at any Radisson hotel. This is perfect if you like to travel a lot and want to cut down on costs as much as possible. 

Cardholders also get numerous benefits that can make their travels safer and more secure. This card gives you essential coverage on everything from luggage to rental cars while ensuring that your credit card information is always safe. This card also comes with Visa’s shopping and entertainment benefits which can help you find tickets for the next big show or event. If you are a frequent Radisson hotel user then this card might be for you. 

Signup Bonus

Cardholders get a heft signup bonus when they apply for this card. You get 50,000 points after your purchase plus 35,000 points once you spend $2,500 on your card within the first 90 days. You can get a total of 85,000 points in the first three months of having your card. This can give you free nights at hotels instantly without having to wait for your points to build up. For anyone that wants a rewards card that instantly starts earning this could be for you. 

Rewards

Cardholders get ten points per $1 spent on purchases at participating Radisson  Hotels and five points per $1 spent on purchases everywhere else. Compared to other hotel cards, this one has one of the highest rewards rates. With these rates, you can expect to earn many points on whatever you purchase and put it towards a free night at select Radisson Hotels. Especially useful for people who travel, these rewards can make your next trip significantly cheaper and leave you more money to spend in other places to enhance your trip. There are some transactions that are not included in this rewards plan. Transactions such as betting transactions, lottery tickets, fees, and other money withdrawals do not earn you any points. However, many points can be earned on every other purchase which lets you save money wherever you shop. 

Another interesting feature is the renewal points you can earn every year. You can earn 40,000 points each year once you renew your card and pay the annual fee. Just for paying the annual fee, you can gain points that can help you stay free on your next vacation, or purchase other Radisson related purchases. Many other cards do not come with a renewal bonus, making this card beneficial for anyone trying to save money. 

However, one drawback to this card is that rewards can only be used to get free nights at Radisson Hotels. If you know you do not need to stay at hotels much throughout the year then this card may not be for you. If you know you will use the free nights there are no blackout dates and you can redeem your free nights whenever you want. You do not have as much flexibility but you have a lot of rewards opportunities specifically in hotel stays. 

Visa Entertainment Benefits

Since this card is a Visa network card, it comes with Visa Signature benefits. You get 24/7 concierge service for help with booking travel, finding a restaurant, and even gift buying. If you want to find something new to do or need to plan an event for a special occasion Vias’s concierge service has you covered. Secondly, you can enjoy preferred seating at theatres and popular music events, plus get exclusive movie ticket offers. For anyone who enjoys going to the movies or concerts, this card provides you with exclusive opportunities that make your experience more memorable. Next, You can attend complimentary wine tastings, unique culinary events, and save money with special food and wine offers. Finally, get insider connections to top sporting events, VIP packages, and pre-sale tickets. There are entertainment benefits for everyone, and a couple with all the rewards can make for a well-rounded card. 

Travel Benefits and Security

Cardholders have access to many travel benefits and security options. The first being lost luggage reimbursement. You can receive reimbursement for your checked luggage or carry-on in the event of theft or misdirection by the airline. When traveling luggage is always a worry but this service gives you peace of mind that your luggage is safe and insured.

You also get Travel and Emergency Assistance Services and Auto Rental Collision Damage Waiver. This gives you many travel benefits including:

• Emergency Message Service
• Medical Referral Assistance
• Legal Referral Assistance
• Emergency Transportation Assistance
• Emergency Ticket Replacement
• Lost Luggage Locator Service
• Emergency Translation Service
• Pre-Trip Assistance

All of these services can be essential while traveling and can help keep you worry-free on your trip. Not only does the card come with all these features, but also auto rental insurance. All you have to do is pay for your car with your visa card and decline the auto rental company’s collision damage waiver. Now you get access to protection on your vehicle if there is any accidental damage or a collision.

Furthermore, you get both Zero Fraud Liability Protection and Emergency cash and card replacement. If there are any fraudulent purchases on your card you do not have to pay anything out of pocket and the bank will take care of it as long as you call promptly. Also, with emergency cash and card replacement you can get another card if yours is lost or stolen. This gives cardholders peace of mind about their card and information as it is always protected.

Rates and Fees

The APR on purchases and balance transfers is between 13.99% and 22.99% (variable) based upon your creditworthiness. If you are a cardholder who has a better credit score this card is beneficial because you will have a relatively lower APR compared to other cards. You need to keep track of your interest rates to see how much extra you are paying. For cash advances, the APR is 24.99%, so do not depend on this card for ATM withdrawals. Making a late payment will not increase your APR as there is no Penalty APR on this card. 

This card has many fees associated with it. The balance transfer fee and convenience check cash advance fee is 3% with a $5 minimum. The cash advance fee is 4% with a minimum of $5. Furthermore, the foreign transaction fee is 3% so make sure you do not use this card too frequently overseas. You ended to make sure what kind of withdrawals and purchases you are making so that you do not incur any unnecessary fees. There are also late payments of up to $40 and returned payments of up to $35 so all payments need to be made on time to save the most money possible. Additionally, there is an annual fee of $75 so you need to make sure that you will use this card to its full potential so you don’t unnecessarily pay every year. For frequent travelers and Radisson users, this annual fee does not outweigh all the benefits that come with this card. 

Conclusion

The Raddison Rewards Premier Visa Signature Card is perfect for avid travelers and Radisson users. This card comes with a strong rewards rate and many benefits that help make your travel experience stress-free. There are a lot of fees and an annual fee of $75 so you need to be sure that you’ll take advantage of all this card has to offer. Overall, this is a great card for anyone who needs a hotel rewards card.