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Platinum Rewards Visa Signature® Card
Get Rewarded on Everyday Purchases
5x Points on gas paid at the pump and EV charging stations
3x Points at the supermarket (including most Target and Walmart locations), restaurants, and TV, radio, cable, streaming services
1x Points on all other purchases
15,000 Bonus Points when you spend $1,500 in first 90 days
0% Balance Transfers Promo APR for 12 months, 3% fee applies to each transaction. Subject to credit approval. 0% introductory APR for 12 months on balance transfers made in the first 90 days after account opening. After that, the APR for the unpaid balance and any new balance transfers will be a non-variable rate of 17.99%. A 3% balance transfer fee applies to each transfer. This transaction is subject to credit approval. If you take advantage of this balance transfer, you will immediately be charged interest on all purchases made with your credit card unless you pay the entire account balance, including balance transfers, in full each month by the payment due date.
Annual Fee: $0
Purchase Variable APR: 17.99%
Refer to PenFed.org for Terms/Conditions
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Platinum Rewards Visa Signature® Card Review
May 24, 2022
Who is the Platinum Rewards Visa Signature® Card for?
The Platinum Rewards Visa Signature® Card from PenFed Credit Union is aimed towards those looking for a tiered rewards credit card for day-to-day purchases. Currently, there is a promotional intro balance transfer period that can be availed which makes this a great option for those looking to pay off debt.
This offer from PenFed also caters to people that want a transparent and easy-to-use credit card. There is no annual membership fee, cardholders also get monthly updated access to their FICO® scores for no extra charge.
Rewards
Cardholders can earn a 15,000 bonus points by spending $1500 on purchases during the first 90 days of card membership. There is also a tiered rewards program - 5x points on gas purchased from the pump and EV charging stations, 3x points at supermarkets including most Target and Walmart locations, and 1x on all other eligible purchases. Points can be redeemed in exchange for gift cards, shopping, and travel purchases.
No Annual Fee
One of the best features of this credit card is that it does not come with an annual fee. This aspect certainly increases the appeal of this card to fee-averse cardholders as it costs absolutely nothing to own this card.
Services and Protections
PenFed offers comprehensive online and mobile banking services, which you have access to as a Platinum Rewards Visa Signature® Card user. The online and mobile services can be used to make payments, transfer balances, check your credit, and set alerts related to your account.
The card is a digital wallet enabled, which means you can make contactless payments via Apple Pay®, Google Pay™, and Samsung Pay. This adds to the convenience factor of the credit card as you can just tap your phone to the card reader to make payments.
Consumer protection is an important aspect of every credit product, this card comes with Visa's Zero Liability Policy which protects you from information theft and unauthorized transactions.
Conclusion
The Platinum Rewards Visa Signature® Card from PenFed offers a compelling set of features to those looking for a convenient, tiered rewards card with low interest rates that costs a mere $0 each year.
Serious Security
100% Free
