Hawaiian Airlines^® Business Mastercard^®

Who is the Hawaiian Airlines^® Business Mastercard^® for?

This could be the best card out there for frequent travelers of Hawaii. If all you ever want to do is be in the Aloha state where you can see volcanoes, go hiking, catch sunsets, go scuba diving and so much more, the traveling perks this card offers is best for you.

This card gives 1x-3x the points back for purchases and has no limitations on capping out your points. With all the bonus reward points you will receive after the first 90 days of account opening, you may never need to buy another flight again. There is also the one-time 50% off companion discount that can be applied to all travel between Hawaii and North America through Hawaiian Airlines.

As the bank of Hawaii suggests, this card is most useful for travelers that frequent Hawaii. When looking for cards that target mostly cash back, all-around travel, or no annual fees, it would be best to look at other cards. That being said, if you are a frequent traveler of Hawaii and enjoy traveling to your modern day utopia as often as possible, there most likely isn’t a better card out there than this one.

Rewards Rate

While this card does only have redemption powers through Hawaiian Airlines, it is quite easy to rack up points quickly. Whenever you make a purchase through Hawaiian Airlines such as a ticket, food and drinks, or ordering some other form of service, you earn 3x the bonus miles. When purchasing gas, dining out, or anything from a supply store, you earn 2x the bonus miles. Of course, on all other purchases you will get 1x the miles for each dollar spent.

While getting all of these bonus miles is great, one of the easier perks that comes with this card is the ability to share miles with ease. Anyone, be it family or friends, are eligible for sharing miles. The best part about sharing miles is there are no extra costs so there are no additional fees when transfering miles.

If you never fly alone and you have a friend that loves to travel or a special someone in your life, the one-time 50% companion discount would be a great interest for you. This discount can be applied from anywhere in North America to Hawaii through Hawaiian Airlines.

Finally, there is an eligible 40,000 extra bonus miles that can be acquired annually every year. If you were to spend $50,000-$99,000 in purchases on your Hawaiian card every year, you are eligible for 20,000 bonus miles. However, if you wanted to go even further and get 40,000 bonus miles, you can make $100,000 dollars worth of purchases on your card and earn another 20,000 bonus miles. In total, this would bring your sum to 40,000 bonus miles just by making annual purchases on your card. This simply shows again just how easy it is to travel to and from Hawaii as long as you are a member of this rewarding card.

Security

One benefit this card has that all cards are accustomed to these days is chip technology. Opposed to some of the quick pay cards that are swipeable and charged, this card requires a chip key code in order to make a charge. If you were ever to lose this card, you wouldn’t need to worry about new charges popping up before you could freeze the account. It wouldn’t be easy to grab one of these and run like other cards.

Another great benefit is the employee cards. While this card undoubtedly gets a lot of reward miles on it fast, whether it be annually or purchases, the employee benefits make the card even better. With additional bonus miles added on, more controlled business spending, and easier access to your rewards, it's easy to see why people of Hawaiian Airlines grab this card as fast as possible.

Another benefit to this card is the suite of valuable assistance services. While many airlines do not offer complimentary service on flights, Hawaiian Airlines makes sure to go over the top and help you with whatever you need. The expense tracking is another really convenient benefit to help cardholders navigate payments. With the consolidated statements showing all expenses, you’ll never miss any payments incurred in the past few weeks.

Finally, the $0 fraud liability protection is another great security benefit. While no company should be charging anything for fraud liability, this Hawaiian Airlines card makes sure there will be no sort of charges when dealing with fraud protection. 

Welcome Bonus

While it is easy to get bonus miles through select purchases, perhaps the biggest reward would be the big bonus miles reward when opening your new account. If a new cardholder spends $1,000 in the first 90 days of account opening, they earn 60,000 bonus miles. To top it off, if you are an employee of Hawaiian Airlines and attain the employee credit card, you earn an additional 10,000 miles, making your grand total 70,000. With all these miles earned just after opening your new credit card account, it is easy to see why so many cardholders fly Hawaiin Airlines. The bonuses are unmatched if tailored to the proper user.

Conclusion

While this card undoubtedly carries great rewards mileage, plenty of protection warranties free of charge, and a hefty opening bonus, it won’t be of much use to people unless they’re frequent Hawaiian travelers. Sure, this is undoubtedly a dream land for many people. However, to be spending over $100,000 a year to fulfill all bonus mile awards does not match with what we consider to be an outstanding card to the public. If you’re an employee of Hawaiian Airlines, this card should be in your pocket already. With all the added benefits to employees, there is no reason to not have this card. If you are a native of Hawaii, this would be a great card to have while traveling around the U.S. You gain tons of bonus miles and are quickly able to redeem them for your next travel. In sum, if you are a Hawaiin native that enjoys travel, this is the card for you.