Group One Platinum Review

Who is the Group One Platinum Card for?

The Group One Platinum Card, a catalog credit card issued by Horizon Card Services, is a great card for people who don’t have perfect credit scores. Because there are no credit checks or employment checks for approval, anyone can be qualified for a $500 credit line as long as he or she has an active credit card or debit card. Moreover, this card offers to report your balances and payment to at least one credit bureau.

Rewards

As soon as you are approved by the Group One Platinum Card, you will immediately receive a $500 credit line from it. However, this money can be only used at www.thehorizonoutlet.com. This website provides various types of products such as clothes, toys, and electronics. Most products have relatively cheap prices, therefore a $500 credit line can provide cardholders great value.

Moreover, the Group One Platinum Card also offers an up to 40% discount on prescription drugs for all cardholders. A free 30 minutes consultation is also one of the rewards for this card; cardholders can visit one of the top legal professionals in their local area to solve their legal issues. Last but not least, cardholders will receive a free credit report from the Group One Platinum Card. This free credit report can help cardholders rebuild and improve their credit rating.

Annual Fee

For the Group One Platinum Card, it charges $24.95 every month as a membership fee, which is a total of $299.40 every year. Even though it is a great amount as the annual fee, cardholders can cancel their membership with Group One Platinum anytime without paying a cancellation fee. On the other hand, the Group One Platinum Card’s regular purchase APR stays at 0%, which is another great news for all cardholders.

Conclusion

Rebuilding one’s credit score can be a complicated process, but the Group One Platinum Card can solve this problem. With little requirements, almost everyone can be qualified for this card. While enjoying numerous benefits such as a $500 credit line and discount on prescription drugs, cardholders can also rebuild their credit rating by receiving credit bureau from the Group One Platinum Card. With all that being said, even though this card might not be the ideal credit card as the first goto card, it can be an amazing alternative when you have a poor credit rating.

You can apply for the Group One Platinum Card online here.