Green Dot Unlimited Review

Who is the Green Dot Unlimited card for?

The Green Dot Unlimited card is a solid cash back card, allowing cardholders to receive 3% cashback for online and in-app purchases. This cashback is unlimited, hence the card name. This is extremely beneficial to cardholders because there is no cap on the cashback they will receive. At the end of each year, you can access this cashback and use it for any purpose, making this a great card for anyone looking to make extra cash.

Furthermore, this card provides its users with a savings account that pays a 3% annual interest rate on all deposits, up to $10,000. This offer is 30x higher than the national average savings account interest earnings.

Although there is no welcome bonus, this debit card allows for quick and consistent earnings with its unlimited cash back policy. 

There is a monthly fee of $7.95. However, this fee will be waived if the cardholder spends $1,000 monthly using their card. Therefore, this card is great for people who spend $1,000 or more monthly, as this will eliminate the fee of owning the card, making it practically free to use.

Cashback and Interest

The main feature of this card is its cashback system. For all online and in-app purchases, the cardholder will gain a 3% cashback. This, paired with the card’s 3% annual interest rate on all deposits, makes it a very good card to earn money quickly with limited fees.

Other Benefits

Cardholders have the advantage of gaining a free cash deposit. At certain retailers, all the card user has to do is use the app to make their deposit, and it will come at no cost.

With ASAP Direct Deposit, cardholders can receive their work pay up to two days earlier. This makes it extremely easy to receive your wage, paired with the additional benefit of receiving it earlier as well.

Cardholders will also be pleased to learn that they will not have to pay overdraft fees, ever. There is also no minimum balance requirement, making it effortless for people to own and use this card.

Conclusion

This debit card is great for anyone who prioritizes receiving cashback rewards. The 3% cashback on all purchases (as long as they are online or mobile) makes it extremely simple for cardholders, as they will not have to deal with complicated categories or rotating bonus deals.  Furthermore, the 3% annual interest this card offers on all deposits makes it a great card for making money.