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Credit One Bank® Platinum Visa® for Rebuilding Credit
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Credit One Bank® Platinum Visa® for Rebuilding Credit
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On Credit One's secure site
Rewards Rate
1% cash back on gas, groceries, monthly mobile phone, internet, cable, and satellite TV services
Welcome Offer
N/A
Regular Purchase APR
23.99% (Variable)
Card Network
Annual Fee
$75/$99
Credit Score Needed
Fair, Bad
Offer Details
  • See if you Pre-Qualify without harming your credit score

  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply

  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges

  • Automatic reviews for credit line increase opportunities

  • Looking to rebuild credit? We report to the major credit bureaus monthly

  • View your free online access to your Experian credit score, terms apply

  • This unsecured card requires no deposit and can help build your credit

  • Choose your monthly payment due date for added convenience, terms apply

  • Never miss an account update with customizable text and email alerts

  • Manage your account on-the-go with the Credit One Bank mobile app

  • Show off your personality by selecting from a variety of card designs, a fee may apply

  • APPLY NOW for the Credit One Bank® Platinum Visa® for Rebuilding Credit
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All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

This Offer Is Not Available

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Credit One Bank Platinum Visa for Rebuilding Credit Review

May 29, 2020

Who is the Credit One Bank® Platinum Visa® for Rebuilding Credit for?

The Credit One Bank® Platinum Visa® for Rebuilding Credit does exactly what’s described in the name: it helps customers rebuild their credit with a flexible payment schedule. Moreover, cardholders can track their credit score every month for free with complimentary access to Experian credit scores.

On top of building up credit scores, cardholders also earn 1% cash back on everyday purchases. Not only are you getting rewarded for building your credit, but you’ll also earn cash back in your pocket.

This card does come with a foreighn transaction fee of either $1 or 3% of each purchase in U.S. dollars, whichever is greater. So frequent travelers may want to consider other credit cards intended for rebuilding credit.

Flexible Payment Schedule

A great feature of the Credit One Bank Platinum Visa for Rebuilding Credit is that it allows cardmembers to choose when their payment is due. If a payment date doesn’t work well for you, you can reschedule it for another time. This feature makes it easy for cardholders to pick a payment schedule that works for them and continue improving their credit score along the way.

Rewards
The Credit One Bank Platinum Visa for Rebuilding Credit offers a standard 1% cash back on gas, groceries, monthly mobile phone, internet, cable, and satellite TV services. This rewards program intends to help cardholders save money on everyday purchases. Cardholders can redeem their cash back for a statement credit to help pay for monthly payments. This rewards program is great for cardholders looking to rebuild their credit score and earn valuable cash rewards.

Benefits

A strong benefit of the Credit One Bank Platinum Visa for Rebuilding Credit is that cardholders get free access to view their credit scores every month. Cardholders can monitor their credit score, see the key factors that are affecting their credit score, and adjust their payment habits to ensure their credit score improves. 

Credit One Bank will also review card accounts regularly for credit line increases. As cardholders use this card over time, they will be rewarded with higher credit lines to pay for larger purchases and use in case of emergency incidents. 

Services and Protections

In its dedication to protecting cardholders, Credit One Bank offers a Zero Liability Policy that ensures cardholders will not be responsible for any fraudulent purchases on their account. So, if credit card information is stolen, cardholders can be confident that Credit One Bank will have their back.

Customers can also opt-in to receive notifications from Credit One Bank about payment reminders, fraud alerts, and transaction notifications. This service keeps it easy for cardholders to stay up to date on their credit card account.

Conclusion

The Credit One Bank Platinum Visa for Rebuilding Credit is ideal for people looking to rebuild their credit and save money on everyday expenses. With 1% cash back on gas, groceries, phone, internet, cable, and television, cardholders will earn rewards on plenty of purchases. Adding on, Credit One Bank gives customers free access to view their credit scores every month to update cardholders on their progress in rebuilding their credit. If you’re looking to use a card that rewards you on purchases and aims to rebuild your credit, the Credit One Bank Platinum Visa for Rebuilding Credit is a card you must consider.

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Editorial Disclaimer
All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
Approval Odds
BestCreditCard calculates your approval odds by comparing your credit profile to other BestCreditCard members who were approved for this product. These approval odds are estimates only and do not guarantee approval. Credit card issuers use a variety of different types of credit scores and criteria to make credit decisions. The TransUnion credit score we provide is based on the VantageScore 3.0 model and may not be the credit scoring model used by financial institutions presenting offers on our website.