Credit One Bank Platinum Visa for Rebuilding Credit Review

Who is the Credit One Bank^® Platinum Visa^® for Rebuilding Credit for?

The Credit One Bank^® Platinum Visa^® for Rebuilding Credit does exactly what’s described in the name: it helps customers rebuild their credit with a flexible payment schedule. Moreover, cardholders can track their credit score every month for free with complimentary access to Experian credit scores.

On top of building up credit scores, cardholders also earn 1% cash back on everyday purchases. Not only are you getting rewarded for building your credit, but you’ll also earn cash back in your pocket.

This card does come with a foreighn transaction fee of either $1 or 3% of each purchase in U.S. dollars, whichever is greater. So frequent travelers may want to consider other credit cards intended for rebuilding credit.

Flexible Payment Schedule

A great feature of the Credit One Bank Platinum Visa for Rebuilding Credit is that it allows cardmembers to choose when their payment is due. If a payment date doesn’t work well for you, you can reschedule it for another time. This feature makes it easy for cardholders to pick a payment schedule that works for them and continue improving their credit score along the way.

Rewards
The Credit One Bank Platinum Visa for Rebuilding Credit offers a standard 1% cash back on gas, groceries, monthly mobile phone, internet, cable, and satellite TV services. This rewards program intends to help cardholders save money on everyday purchases. Cardholders can redeem their cash back for a statement credit to help pay for monthly payments. This rewards program is great for cardholders looking to rebuild their credit score and earn valuable cash rewards.

Benefits

A strong benefit of the Credit One Bank Platinum Visa for Rebuilding Credit is that cardholders get free access to view their credit scores every month. Cardholders can monitor their credit score, see the key factors that are affecting their credit score, and adjust their payment habits to ensure their credit score improves. 

Credit One Bank will also review card accounts regularly for credit line increases. As cardholders use this card over time, they will be rewarded with higher credit lines to pay for larger purchases and use in case of emergency incidents. 

Services and Protections

In its dedication to protecting cardholders, Credit One Bank offers a Zero Liability Policy that ensures cardholders will not be responsible for any fraudulent purchases on their account. So, if credit card information is stolen, cardholders can be confident that Credit One Bank will have their back.

Customers can also opt-in to receive notifications from Credit One Bank about payment reminders, fraud alerts, and transaction notifications. This service keeps it easy for cardholders to stay up to date on their credit card account.

Conclusion

The Credit One Bank Platinum Visa for Rebuilding Credit is ideal for people looking to rebuild their credit and save money on everyday expenses. With 1% cash back on gas, groceries, phone, internet, cable, and television, cardholders will earn rewards on plenty of purchases. Adding on, Credit One Bank gives customers free access to view their credit scores every month to update cardholders on their progress in rebuilding their credit. If you’re looking to use a card that rewards you on purchases and aims to rebuild your credit, the Credit One Bank Platinum Visa for Rebuilding Credit is a card you must consider.