What are US Bank Cash+ Categories?

The US Bank Cash+ Card offers a highly rewarding cashback program that allows cardholders to save on a variety of common purchases. With this program, cardholders earn 5% back on two categories of their choosing, unlimited 2% cashback on one everyday category, and 1% cashback on everything else.

This credit card rewards heavily on a variety of categories, making it a great opportunity for those who are looking for diverse rewards. In addition to the rewards program, this card offers no annual fee, helping cardholders save even more! 

5% Categories

Every quarter (3 months), cardholders of the US Bank Cash+ Card earn 5% cashback on any 2 of the following categories they choose:

• Department Stores
• Furniture Stores
• Gyms
• Fast Food
• Charity
• Select Clothing Stores
• Electronics Stores
• Movie Theaters
• Ground Transportation
• Home Utilities

However, you should keep in mind that each quarter you can only earn 5% cashback on your first $2,000 in net purchases. 

2% Categories

Cardholders earn unlimited 2% cashback on one of the following categories they choose:

• gas stations
• Restaurants
• grocery stores. 

One of the major benefits of this category is that there is no limit on the rewards points you earn from your everyday purchases. So, no matter how much you spend while shopping for groceries, eating at restaurants, or filling up on gas, you will be earning great rewards. On all of your remaining purchases, you earn 1% cashback. 

Some Facts To Keep In Mind

The clothing category is limited. You only get to choose from one of the select stores: Ann Taylor, Aeropostale, Eddie Bauer, American Eagle Outfitters, Banana Republic, Gap, J.Crew, Express, Forever 21, Jos A Bank, The Limited, Old Navy and Talbots.

Also, there isn’t a minimum amount of points required to be eligible for rewards, and cardholders can redeem their cash back in any of the following forms: statement credit, direct deposit, or gift cards.

Conclusion

The US Bank Cash+ Card is a great opportunity for those who aspire to earn big rewards in various categories. You can earn 5% back on two categories of your choosing, unlimited 2% cashback on one everyday category, and 1% cash back on every other purchase you make.