Can You Use Discover It Cash Back on eBay?

Click here for our review on the Discover It Cash Back card.

Discover It Cash Back on eBay

The short answer is no. You cannot use the Discover It Cash Back card on eBay, well at least not directly. To use this card for making purchases or sales on eBay, one needs to connect it to their PayPal account and use that to receive cashback points and make payments.

If you are having trouble with your credit card payments, make sure to check the Card details are correct. Sometimes this can be a common mistake. If your Discover It Cash Back card is expired and not activated, this could be another problem. Make sure your card is not expired, that you have enough funding in the card to make purchases, and that there are no browser issues. As listed on eBay’s website, they accept most forms of payment on credit or debit cards, including Visa, MasterCard, and Amex but for Discover, a PayPal connection is a necessity.

Discover It Cash Back Elsewhere

In addition, there are plenty of other ways to maximize your earning potential using the Discover It Cash Back card. With this card, you are able to earn 5% cash in rotating quarterly categories on up to $1,500 in purchases each quarter. You’d be hard-pressed to find a card with no annual fees that offer more than a 5% cash back in bonus categories, making the Discover it Cash Back a competitive card on the market. These categories include places like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs. Not only that––if you max out the 5% rotating quarterly category rewards each year on this card, you also earn $300 in bonus cash, plus an automatic 1% cash back on all purchases made through your Discover It card. 

If you are curious about what you can use to redeem your cashback points, know that you can redeem them for gift cards and eCertificates, as direct deposits into an account, as statement credits on your credit card, or even as Cashback Bonus on Amazon.com. If you have a charitable heart, you can also use your Cashback Bonus to donate to any charity of your choice. Discover will even donate $25,000 to the charity that receives the most donations from cardmembers, which is a great incentive to get involved. Your cash back does not expire and can be redeemable at any point. 

General Discover It Cashback Benefits

A potentially valuable feature of the Discover it Cash Back card is the sign-up bonus for new cardmembers in their first year. Discover will automatically match all the cash back you’ve earned at the end of your first year. This means that one can enjoy 5% cash back on rotating categories, plus 1% on all other purchases for the first year which is then matched by the bank (dollar for dollar). There’s no minimum spending or maximum rewards. 

For instance, if you earned $300 in rewards, Discover will match the reward and give you another $300 in cash back at the end of your first year of being a cardmember. This is an especially lucrative deal if you plan on doing a lot of spending with the Discover It Cash Back card. 

Another valuable perk of the card is the generous 0% intro APR for 14 months on purchase on balance transfer. This is great if you plan on making a large purchase and paying it off over time. There are also no annual fees, free FICO score assessment, instant freezing of cards should you lose it, mobile assistance and service, and easy/tap pay. But some drawbacks include its limited acceptance abroad. This card is for people who are organized and aim to take full advantage of the cash backs (so for disciplined credit card users).

Takeaways

Anyone who has the Discover It Cash Back Card should use it wherever they see fit. It is a flexible card that offers plenty of redemption rewards and should be known as a great asset to any cardholder who owns one. If anyone has any concerns about buying things on eBay through your Discover It Cash Back card, don’t be. It’s as compatible with redemption points as any other card could be in rewarding cardholders