What color is the Discover it Balance Transfer card?

A transfer balance card can be very useful for paying off debt significantly faster. The cards use a low and often 0% APR for the first year so that more of your payments go towards the principal instead of the accumulating interest. If you are looking for one of these cards with excellent benefits, the Discover it Balance Transfer credit card is a great option and comes in many colors and designs as an added bonus.  

How does the Discover it Card work?

The Discover it Cash Back credit card is used to earn significant rewards while alleviating debt using a balance transfer and this card possesses the ability to clear all these debts as soon as you can possibly do it. One can now reach their pay down goals by making consistent fixed monthly debt payments. The Discover Cashback Match program is included, where Discover will match all cash back earned at the end of the first year, effectively doubling it.  The cashback is earned in one of two ways. The first is a preselected place each quarter where 5% cashback can be earned, up to a quarterly maximum. For example, the first quarter of 2020 included grocery stores and drug stores, and the second quarter includes gas stations and ride-sharing services. The quarterly maximum is typically up to $1,500 in purchases.   Additionally, 1% is earned on all purchases automatically with no maximum. The card has a 0% APR for the first 14 months, which then changes to 11.99% - 22.99% variable after the introductory period. For transfers, there is currently a 3% introductory transfer fee until September 10, 2020, and then an increase to 5% for future transfers. If you would like to know how to get a Discover card, the easiest way is to apply through their website. With Discover It Balance Transfer Card you can also consolidate multiple monthly payments into one bullet payment and get rid of your debts in just a flash.

Designing your Discover it card

The standard color of the Discover card is light blue with the Discover logo in black and orange on the front. The card includes a sleek design, with nothing on the front except the logo and chip. The account number, cardmember ID, and all other information are on the back of the card. However, the card can also be customized to your liking at any time your account is open.  On the Discover website, you can easily go in and change your preferences, with a new card arriving in 4 to 6 business days. Unfortunately, you cannot upload a photo of your own, but the company has ample designs to choose from. This includes over 140 different options with a variety of colors as well as images. Examples of these include landscapes, flags, letters, and nature imagery. 

The great thing about the Discover It card is that there are slight variations in card choice, allowing you to pick the one that is best for you. Some of the Discover it cards:

Discover it Miles

The Discover it Miles card comes in three colors namely pink, dark blue, and light green. This card is for those who want flexibility on redeeming Miles. 

• Min Credit: 700
• Welcome Bonus: Discover will match Miles earned for the first year
• Rewards Rate: Unlimited 1.5 Miles on every dollar spent on purchases
• Regular APR: 11.99% - 22.99% (variable)
• Cash Advance: 10.99% (variable)

Discover it NHL

The Discover it NHL card is silver in color with the NHL logo on the card. This card is for those who want cash back, do not mind rotating categories and want a more 

• Min Credit: 690
• Welcome Bonus: Discover will match all cash back that you earn in the first year
• Rewards Rate: 5% cash back on rotating categories, 1% on all other purchases
• Regular APR: 11.99% - 22.99% (variable)
• Cash Advance: 10.99% (variable)

Requesting a new Discover it Card

When you initially open an account with a Discover it card, it will arrive in the standard light blue. This can be customized whenever and as often as you would like with no changes to your account. As previously mentioned, a new card will arrive in 4 to 6 business days after you choose a new design on their website. The website makes this process very simple and a new card can be ordered with just a few clicks. The card number will not change when this happens, so your current card will still be usable until it expires. If you would like to deactivate the card, it can be done easily with Discover customer service at 1-800-DISCOVER. The card does not need to be returned to them, and it is recommended that you destroy the card for security purposes. Ordering a new card will not affect any of the account information including interest rates, account number, or rewards.  

Conclusion

Discover has a wide range and robust credit card offering, perfect for any type of customer. Whether you are a high spender, a frequent flyer or a student looking to establish some form of credit, Discover has a great card for you. With no annual cost and a sleek and customizable plastic design, this is a great card that allows cardholders to bring a personalized touch and a little extra grandeur when it comes time to make purchases. But be forewarned that having too many transfers on such balance transfer cards can lower our credit rating because it makes you appear shift and almost evasive when you collect too many balance transfer cards as a means of paying old, accumulated debts, damaging your FICO score. So don’t transfer your credit too many times while also knowing when it is best to do so.