Can I use HSBC Premier in America?

HSBC Premier is a premium banking service that can be used around the United States if you create an account with HSBC America. It is especially useful in major cities like New York City, Miami, San Francisco/Napa Valley, Los Angeles, Washington DC, and Seattle, where it comes with many dining benefits. HSBC Premier’s benefits can also be availed around the world when using your HSBC Premier cards at affiliate banking partners. Your HSBC Premier cards from another country can also be used in the United States.

How do I join HSBC Premier?

To join HSBC Premier you must fit one of three conditions:

At least $75,000 in total deposits or investments in HSBC accounts
At least $5,000 in total direct deposits per month
A US mortgage loan with HSBC with the original loan amount of $500,000

What are the benefits of HSBC Premier?

HSBC Premier has many useful features, especially for travel. It has no everyday banking fees, no wire transfer fees, no ATM fees, unlimited rebates for non-HSBC ATMs in the US, and no foreign exchange fees on debit and credit card purchases. You also get emergency cash of up to $10,000 or a local currency equivalent from HSBC branches around the world if your card is lost or stolen while traveling. You can avail of competitive rates with HSBC jumbo mortgages, open up a Premier checking or savings account and can borrow up to $50,000 with no collateral. HSBC Premier benefits can be shared across family members.

Does HSBC Premier have specific cards?

HSBC Premier has two specific credit cards, the HSBC Premier World Mastercard Credit Card and the HSBC Premier World Elite Mastercard Credit Card. They have many additional benefits geared toward travel. However, they are extremely similar and have the same APR and no annual fee, so here’s a breakdown of their key benefits

	HSBC Premier World Mastercard	HSBC Premier World Elite Mastercard
Signup bonus	35,000 rewards points (worth $400 in airfares) when $3,000 is spent in the first 3 months of account opening	50,000 bonus points (worth $750 in airfares) when $4,000 is spent in the first 3 months of account opening
Rewards Points	2x points on travel expenditure 1x points on other expenditure	3x points on travel expenditure 2x points on dining expenditure 1x points on other expenditure
Other benefits	TSA precheck credit of $85 Global wifi with Boingo Travel coverage of up to $1 million for accidents, as well as for baggage loss and trip delays and cancellations 10% off at Expedia, Agoda and One Fine Stay	Complimentary membership to over 1000 lounges worldwide as well as 2 free lounge visits per year Air travel credit of $100 TSA precheck credit of $85 Global wifi with Boingo Travel coverage of up to $1 million for accidents, as well as for baggage loss and trip delays and cancellations 10% off at Expedia, Agoda and One Fine Stay

Should I join HSBC Premier

HSBC Premier is a great premium banking program, especially if you’re someone who lives in a major city and travels internationally extensively. Its benefits can be greatly increased by adding on one of the credit cards, especially since Mastercard has the best dynamic currency conversion rate when making foreign purchases. You should use the HSBC Premier calculator to see how much money you’ll save by joining in order to make a decision.

Can I use HSBC Premier in America?

This Offer Is Not Available

HSBC Premier World Mastercard