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Do Discover it Miles expire?

Your Discover it miles do not expire.
Abhiram
Abhiram Kotireddy

June 9, 2020

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Your Discover it Miles do not expire as long as your account is in good standing and you are active within 18 months of your last purchase. You need to make sure you are at least using your account sometimes to keep your Discover it miles. There is no limit to the number of miles you can earn so you can save up your miles as long as you are active at least every 18 months. 

How do I redeem my miles?

You can redeem your miles in any amount at any time through the online banking app or by calling customer service. Discover will add the miles to your account at the end of each billing cycle and you will see the total on your monthly statement. Miles can be redeemed for any travel-related purchases such as commercial airline tickets, hotel rooms, car rental services, and vacation packages purchased through airlines. 

You can redeem miles in the form of travel credit which means they can be applied to all travel-related purchases. This gives the user more flexibility than cards that only allow redemption with certain airlines or hotel chains. You can always redeem your miles, which means you can save on every travel-related purchase. 

Who is this program for?

This program is especially beneficial for frequent travelers as you can save on all travel-related purchases while also not being tied down to certain providers. However, the rate of 1.5x miles per $1 is a little lower than other programs, if you value flexibility then this rewards system might be beneficial to you. 

If there is an airline or hotel chain that you use much more than the other then this program would not be for you as there are probably credit cards that give you better rewards rates. Make sure that there are no other better alternatives before you sign up for this program. However, the lack of expiration on your points does make it easy to save up and spend on a big vacation.

Takeaways

In short, your miles never expire as long as you are in good standing. This allows you to save up and make bigger purchases. Make sure that this program is the one for you as it has a modest rewards rate but more flexibility making it perfect for the occasional vacationer. The flexibility can be useful to the average person just looking to travel once in a while.


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