How do I redeem US Bank Altitude Reserve points?

To redeem your US Bank Altitude Reserve points, you will most likely need to use them through the U.S. Bank’s rewards program. Unlike many other premium credit cards, U.S. Bank doesn’t list any travel partners where you can transfer your points.

Ways to redeem US Bank Altitude Reserve points:

• Travel

Your points are worth 1.5 cents each when you use them for travel purchases which include booking directly with airlines, hotels, car rental companies, taxis, limousines, passenger trains, and cruise lines. Remember, when redeeming points for travel there should be a minimum of $250 towards car rental and a minimum of $500 towards lodging.

• Statement credit and cash back

You can redeem points for a statement credit and cash at a rate of 1 cent per point.

You can choose to redeem your cash back as a deposit into your US Bank deposit account (checking, savings, or money market), as a statement credit or as a US Bank Rewards card. There is no minimum amount for deposits into your US Bank deposit account (checkings, savings, or money market) or statement credits, but there is a $20 minimum redemption ($5 increments) for US Bank Rewards cards. Redeeming your cash back rewards for a statement credit doesn’t count as a payment and will not reduce your minimum payment but will reduce your account balance.

• Annual Fee

You can redeem 35,000 points for the card’s annual fee, which includes all authorized user cards. So, the more authorized user cards you have, the better the value of this redemption.

• Transfer

You can transfer your points to other Altitude Reserve cardmembers for no fee, but there is a limit to transfer up to 20,000 points per year online whereas via phone no limit exists.

• Gift cards and Buying Merchandise

You can redeem your points for gift cards or can buy merchandise at a rate of 1 cent per point.

Takeaway

Ultimately, when determining the best way to redeem US Bank Altitude Reserve points, there are many options, which are discussed above. Pick the one that is most valuable and suitable for you and relish the benefits associated with it.