When is it best to use Bank of America Travel Rewards Points?

Bank of America Travel Rewards card

The Bank of America Travel Rewards card can be used at any time, as you earn a flat 1.5x points per $1 spent. However, large purchases should be made right after account opening, as new cardholders will receive 0% APR for 12 months on new purchases. Thus, you can maximize your rewards if you spend a lot of money early. Also, this card offers 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of your account opening, making it even more attractive to spend more money right after you get your credit card.

Rewards System and When to Use Your Points

Since Bank of America offers so many bonus rewards for early card usage, it is vital to make large purchases within the first year. However, since travel rewards do not expire, you really can redeem your points whenever you want and still optimize your earnings.

Bank of America’s redemption system is not as flexible and simple as other travel rewards programs. Some travel cards will allow you to redeem your points directly toward flights, hotels, or other travel-related purchases such as luggage fees. However, Bank of America will only count your redemption as a statement credit toward your bill. Although this does not make a huge difference, it is a little more complicated.

There is not necessarily a “best” time to use your points, but you should constantly be scouring websites to see what value the points have. At certain times of the year, travel points are worth more than at other times, allowing you to book flights for fewer points. Thus, you should do your research and figure out when you can redeem your points for the maximum amount of value.

Conclusion

In conclusion, you can use your Bank of America Travel Rewards points whenever you want, as they do not expire. However, we do recommend that you finance large purchases directly after you open your account, as you can maximize your rewards while paying 0