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Do I get points if I use Apple Pay?

Apple Pay is easy to use and allows you to continue earning rewards through your credit card.
Baker
Baker Jarrell

June 5, 2020

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All content is written by editorial staff or writers engaged by the site, not by marketers/sales staff. Editors responsible for producing the content are not in contact or affiliated with any advertiser and are not compensated based on success of the affiliate links. All decisions regarding recommendations are determined separately from advertising relationships. Any opinions, analyses, reviews or recommendations expressed are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.

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The Apple Pay system through the iPhone has grown in popularity, as it makes checking out much simpler.  The process for doing so is very straightforward and only requires that you triple tap and then use either a thumbprint or Face ID.  At some stores, this allows the user to pay without having to touch the keypad, something that has become increasingly important in today’s world.  However, this can vary based on the retailer and transaction amount.  

 

Earning rewards with Apple Pay

 

Yes, you do still get rewards points through Apple Pay.

 

Apple Pay acts as an extension of your credit card while also making it more secure for you.  It uses a system of transaction codes that makes it so your card number is not stored on either your device or on any Apple servers.  The other advantage of this is that your card won’t available to the servers of the merchant you are purchasing from.  As stated on the Apple Pay FAQ, all rewards and points are still earned through your credit card. The program simply acts as a connector between your bank account and the merchant, making it so your account is still rewarded for your purchase.  


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