Do my Credit One American Express Rewards Expire?

The Credit One Bank American Express Card is a great choice for an everyday card for those with a variety of needs. This card offers unlimited 1% cash back rewards on all purchases. These earned rewards are credited to your account automatically, and best of all, they do not expire. There is no 0% introductory APR period, and Credit One will charge 23.99% of both purchase and balance transfer APR. While this card does come with a $39 annual fee, access to Amex Offers gives cardholders a more rewarding way to shop, dine, travel, and more. Furthermore, the card comes with Retail Protection, allowing you to be reimbursed if an eligible item is accidentally damaged or stolen. 

Benefits and features

The Credit One Bank American Express Card comes with a range of benefits and features. You are eligible for up to $150,000 in Travel Accident Insurance coverage when you travel using this card. You can also monitor your credit health and track your progress with free online access to Credit One’s Experian credit score every month. Furthermore, customers can make purchases worry free, knowing that Credit One offers robust protection against unauthorized charges with their Zero Fraud Liability program. Finally, you can manage your account quickly and easily on the device of your choice using the Credit One Bank mobile app and also receive customizable notifications for payment reminders and fraud alerts. These benefits offered by Credit One aim to make the online banking process as smooth as possible. 

Amex Offers

The benefits do not stop there. With the Credit One Bank American Express Card you are eligible for all the benefits that come with American Express Offers, including other travel, shopping and entertainment benefits.

When traveling with this card, you are eligible for up to 10% off Delta Airlines flights, discounts and amenities on 18,000 participating hotels, up to 25% off car rentals, Car Rental Loss and Damage Insurance, and other special travel rewards. 

Shopping rewards and benefits are also substantial with American Express offers. You are eligible for retail protection, which protects a covered item purchased entirely with the card against accidental damage and theft for 90 days from the date of purchase. You may also extend the terms of original manufacturers’ warranties for up to one additional year, and you receive return protection if the retailer does not accept an undamaged return item. 

Finally, with the Credit One Bank American Express Card you can purchase tickets before the general public to some of the most popular sporting and entertainment events.

These travel, shopping and entertainment benefits may vary, so it is important to contact Credit One and see exactly what American Express rewards you qualify for. 

Conclusion

The Credit One Bank American Express Card gets most of its appeal due to the added benefits of American Express Offers, providing a more rewarding way to shop, dine and travel. This card offers unlimited 1% cash back rewards on all purchases, which are automatically credited to your  account, and never expire. While there is an annual fee of $39, and the cash back rewards program is not the most robust in the industry, these added benefits from American Express remain very tempting. If you are a person who values steady, ongoing rewards, then the Credit One Bank American Express Card could be right for you.