Is Chase Freedom Unlimited a metal card?

The Chase Freedom Unlimited is a cashback credit card. It is not a metal card and is geared towards daily purchases and balance transfers. Chase does offer two metal cards, the Chase Sapphire Preferred and Chase Sapphire Reserve. These cards are geared more towards travelers and heavy spenders. Here is a comparison of the three cards.

	Chase Freedom Unlimited	Chase Sapphire Preferred	Chase Sapphire Reserve
Annual Fee	$0	$95	$550
Signup Bonus	$200 after spending $500 on purchases in the first 3 months	60,000 points after $4,000 spent in the first 3 months	50,000 bonus points after $4,000 spent in the first 3 months
APR	0% for first 15 months, then variable APR of 14.99-23.74%	15.99%-22.99% variable	16.99%-23.99% variable
Balance Transfer Fee	$5 or 5% depending on what’s higher	$5 or 5% depending on what’s higher	$5 or 5% depending on what’s higher
Foreign Transaction Fee	3%	No fee	No fee
Rewards Program	1.5% flat cashback on all purchases No minimum for redemption, points can be transferred to higher cards Cashback, gift cards, and travel can be redeemed at 1 point and Amazon gift cards can be redeemed at 0.8 points	2x points on travel and dining and 1 point per dollar spent on other purchases 5x points on Lyft rides 25% bonus when redeemed through Chase Ultimate Rewards Cashback, gift cards, and travel can be redeemed for 1 point and Amazon gift cards can be redeemed for 0.8 points	$300 annual travel credit for travel purchases charged on each account anniversary 3x points on travel and dining and 1 point for all other purchases 10x points on Lyft rides 50% bonus when redeemed through Chase Ultimate Rewards
Other Benefits	Auto rental insurance Roadside assistance Extended warranty Trip cancellation and interruption insurance Free DashPash membership for 3 months, with a 50% discount after	$0 delivery fee on unlimited food delivery from eligible partners for up to a year Trip cancellation and interruption insurance of up to $20,000 per trip Auto rental collision damage waiver Extended warranty protection Roadside assistance	$0 delivery fee on unlimited food delivery from eligible partners for up to a year Free Lyft Pink for rides until March 2022 Up to $100 application fee credit for TSA Precheck or Global Entry Access to airport lounges around the world through Priority Pass 1:1 point transfer to airline and hotel loyalty programs Trip cancellation and interruption insurance of up to $20,000 per trip Auto rental collision damage waiver Purchase and return protection Extended warranty protection Emergency evacuation and transportation Roadside assistance
Credit Score	690-850	650-890	720-850

Should I get a metal or plastic card?

A metal card has a few advantages over a plastic card: it looks more luxurious and unique and is far more durable than a plastic card. However, for the same reasons, metal cards are harder to destroy after expiry (most need to be mailed back to the bank) and may get flagged through metal detectors. However, there are no substantial technical differences. If you are not a big spender and want a simple rewards program that makes balance transfers, the Chase Freedom Unlimited is the best option. If you are a moderate traveler and don’t want to make balance transfers, the Chase Sapphire Preferred will work better for you. If you are a big spender and traveler and believe that the rewards program will justify the hefty annual fee, the Chase Sapphire Reserve is the best fit. Therefore, you should choose your Chase credit card based on which fits your lifestyle, not the finish.

Is Chase Freedom Unlimited a metal card?

This Offer Is Not Available

Chase Freedom Unlimited^®

Chase Sapphire Preferred^® Card

Chase Sapphire Reserve^®

Is Chase Freedom Unlimited a metal card?

This Offer Is Not Available

Chase Freedom Unlimited®

Chase Sapphire Preferred® Card

Chase Sapphire Reserve®

Chase Freedom Unlimited^®

Chase Sapphire Preferred^® Card

Chase Sapphire Reserve^®