Can I use HSBC cash rewards card internationally?

With zero foreign transaction fees and many travel perks, HSBC’s cash rewards card is a great card for frequent travelers and can easily be used internationally. Let us first take a look at the basic characteristics of the card before discussing the card’s international benefits. 

HSBC rewards card’s basic features

• 3% Introductory cash back - you can earn up to $1000 on any purchases made in the first year of opening your account, at the rate of 3 cash rewards per dollar. After you either earn $10000 in cash rewards or have had the account open for 12 months, you will earn 1.5 cash rewards for every $1 on purchases.
• 0% Introductory APR on consumption and balance transfer fees for the first year, after which an APR of either 12.99%, 16.99% or 22.99% will come into effect. 
• No annual fee
• No foreign transaction fees

Should you choose HSBC’s reward cash card for international use?

HBSC’s cash rewards card offers a variety of benefits that can be used when you are traveling internationally.

• Onefinestay discounts - take advantage of a 10% discount on more than 10,000 rental properties with onefinestay
• Vehicle coverage - enjoy theft and damage protection for rental vehicles with MasterRental coverage
• Travel upgrades - Ease of access to travel benefits and upgrades at destinations all around the globe. Be informed of such perks through either phone, email or individual online platform.
• No foreign transaction fees 
• Travel insurance - accidental death or dismemberment coverage of up to $1,000,000 when traveling abroad 
• Concierge services - 15% discount on meet and greet services at airports, including being personally escorted by agents in more than 450 destinations around the globe.

With the above travel perks and fairly attractive base features, the HSBC cash rewards card is undoubtedly one of the front runners in the travel credit card market.